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Labor Law of the People's Republic of China

CHAPTER IX. SOCIAL INSURANCE AND WELFARE 

Section 70. The State shall develop social insurance undertakings, establish a social insurance system, and set up social insurance funds so that labourers may receive assistance and compensations under such circumstances as old age, illness, work-related injury, unemployment and child bearing. 

Section 71. The level of social insurance shall be in proportion to the level of social and economic development and the social affordability. 

Section 72. The sources of social insurance funds shall be determined according to the categories of insurance, and an overall pooling of insurance funds from the society shall be introduced step by step. The employing unit and labourers must participate in social insurance and pay social insurance premiums in accordance with the law. 

Section 73. Labourers shall, in accordance with the law, enjoy social insurance benefits under the following circumstances: 
 (1) retirement; 
 (2) illness or injury; 
 (3) disability caused by work-related injury or occupational disease; 
 (4) unemployment; and 
 (5) child bearing. 
The survivors of the insured labourers shall be entitled to subsidies for survivors in accordance with the law. 
The conditions and standards for labourers to enjoy social insurance benefits shall be stipulated by laws, rules and regulations. 
The social insurance amount that labourers are entitled to must be timely paid in full. 

Section 74. The agencies in charge of social insurance funds shall collect, expend, manage and operate the funds in accordance with the stipulations of laws, and assume the responsibility to maintain and raise the value of those funds. 
The supervisory organizations of social insurance funds shall exercise supervision over the revenue and expenditure, management and operation of social insurance funds in accordance with the stipulations of laws. 
The establishment and function of the agencies in charge of social insurance funds and the supervisory organizations of social insurance funds shall be stipulated by laws. 
No organization or individual shall be allowed to misappropriate social insurance funds. 

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